Property & Casualty

Structuring specialist and complex global commercial insurance programs within the London market.

The Property & Casualty market can be a difficult place to navigate; with risks often being structured across numerous placements and layers.

ATL have proven capabilities and robust technical knowledge when it comes to the structuring and placement of these large commercial placements and are on hand to guide our clients through this process.

Details of our products and expertise can be found below.


Property is effectively divided into residential and commercial, with both having a multitude of different risks. At ATL, we review each clients’ unique risk profile before creating the optimum, tailored insurance solution to match.

Our property specialists have worked in the market for over 30 years, and they have a renowned expertise for placing Property Physical Damage, Business Interruption and /or Machinery Breakdown, with the widest cover and at the most competitive terms.

Our specialities include but are not limited to the following classes: Heavy Industry – Mining, Steel, and Chemical

  • Natural Catastrophe – Flood, Earthquake and Windstorm
  • Real Estate – Residential and Commercial
  • Terrorism – Full and Wrap Around National Programmes
  • Problem Risks – Loss Frequent and Unusual Exposures

Casualty Insurance typically encompasses a broad range of insurance coverages in respect of individuals, employers, and businesses against loss of property, damage or other liabilities.

  • Third Party Liability
  • Public and Products Liability
  • Sudden and Accidental Pollution
  • Employers Liability
  • Umbrella Liability
  • Product Recall
  • Construction Liability
  • Environmental Impairment Liability (Gradual Pollution)
  • Medical Malpractice
  • Clinical Trials
  • Bankers blanket bond (BBB) and Commercial Crime
  • Directors & Officers Liability (D&O)
  • Professional Indemnity (PI) & Errors & Omissions (E&O)
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The ATL Advantage